
This is the first article in a series exploring free and online tools to help you study for the SAT.
The Khan Academy has already been covered by PBS, NPR and the SF Chronicle, so there is no need for me to elaborate on how he got involved with online education. It suffices to say that Salman Khan knows math like I know how to breathe. He has dedicated himself to broadcasting his knowledge to the world in small, simple-to-understand videos. Anyone can watch these videos for free.
Keep in mind that Salman Khan began making these videos as a way to remotely tutor some cousins and family friends. Think of him as a older cousin/brother/uncle that you can go to for math help. As a student, all you've got to do is figure out which math concepts you need to reinforce, then click on those videos. Having a video tutor like this allows you to take breaks when you want, and repeat the lesson as many times as you like. You can access these videos at http://KhanAcademy.org (where videos are organized by subject) or his Youtube channel (where he's created video playlists for different subjects).
Salman has created a series of videos that break down every math problem in the College Board's "Official SAT Study Guide". So, if you have questions on a specific problem, you can find a video that explains it here. Or, you can also see those videos on the Khan Academy's SAT
Playlist on Youtube. These videos will also help you identify specific math concepts that you can learn and review with other Khan Academy videos.
This type of education is awesome because it gives the student more power to control their learning environment. But, this extra power also brings more responsibility. Imagine how effective your English class would be if every student had a pause button that controlled the teacher. To effectively learn in such a free environment, you've got to manage your time. Yes, Salman gives you all the info you need for SAT Math. But that does not mean that you can learn it all at once. We recommend that you create a study schedule that gives you plenty of time to cover each concept, take a break, and move on to the next one. Expect the unexpected; there will likely be times when you can't study for some reason you can't anticipate now. When you plan your study schedule, aim to be done a week or two earlier than needed. That way, you give yourself the ability to adapt your schedule to whatever unexpected problems that may arise.
Get the word out! Friend him on Facebook! Tell your teachers and friends about him! Subscribe to his Youtube channel! The more popular the Khan Academy becomes, the easier it will be for him to get funding to continue his work.
Blue Chiffon Bridesmaid Dresses for Your Summer 2012
The summer is approaching and brides, have you decided where to hold your wedding ceremony and prepared the beautiful fashion formal dress for your friends? If haven’t, how about holding a beach wedding and blue chiffon gowns for your maids 0f honor? It will be very beautiful and comfortable.
Chiffon maybe is the favorite fabric that brides choose for their bridesmaids in summer wedding, especially in beaching wedding. Under the sky and sea, a summer cool breeze blows, the air moves and the long skirt swing. Everything is perfect and ideal. Chiffon is very comfortable actually. It is very light, and it is a very thin cloth that you can see though. In summer, wearing this kind of chiffon formal girl is quite comfortable and cool. Some women speak highly of this fabric and say that chiffon seems to make the skin breathe. It is really a good personification, but we can see chiffon is really the favorite fabric.
The other factor that people like chiffon is that it is not expensive as other fabrics, like silk. For usual circumstances, bridesmaids will pay for the maids of fashion formal girl, so brides should take this point into consideration. Summer is around the corner, for couples who what have beach weddings, chiffon is your first choice.
As to color, I think no color will be attractive and stunning like blue this summer. Royal blue, sky blue and deep blue, you can choose every one that you like best. For example, if you hold your wedding in the beach, choosing the same color of bridesmaids gowns with the sea and the sky is a perfect idea. Blue is a stunning color that conveys the feeling of confidence, and just think about that these blue maids of honor dresses in different styles will shine the whole wedding. I believe you will be the most excites brides.
But remember it is better to choose the best and exact color that you need. Some colors in the pictures are a little different from the real ones. So if you order formal dresses, it is better to see the color yourself. Or you may ask your friends for help. They will also give you a good suggestion. One of my friends has caught a quarrel with the shop just because the color she ordered is not same with what she saw.
In a word, I strong recommend blue chiffon bridesmaid gowns for you because they are really elegant and beautiful. But do not forget to discuss with your maids of honor, and if they do not like this style, you may change another style. Everyone has its own idea and they know exactly what they prefer to. Hope you all have a beautiful wedding day.
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This company tauts themselves as listed in Entreprenuer magazine and doing business with Al Pacino. They are a complete SCAM. I have complained against them to the State Attorney General's office and the Better Business Bureau in their respective state.
They claimed that they would charge me half up front for the business plan writing service and half at the date of delivery. THEY LIED!!! They charged me half up front and the other half three days later prior to delivery of the plan and prior to negotiations for the plan. After about a month and a half of negotiations with the company, disputing the charge with my bank, and final delivery, I had the plan independently reviewed by an impartial business and technology development center in my state who said in writing that the plan was shotty and the number and percentages on the plan did not make sense and were not in line with averages listed on bizminer.com. I have since retured the plan to them because I am unable to present the plan to a bank because the plan's numbers don't match and did not include information that I stated that I wanted in the plan.
Needless to say, I am still in a dispute with my bank and the company regarding the charges to my account.
This company should be prosecuted for misrepresentations and theft!!!
I just wanted to update my situation with s. After more communication with the company founder, Howe, I don't believe this company is in any way fraudulent or deceptive, but rather my engagement with them was a singular break down in their process and not the norm. In the end, they did right by me and I'm happy.
Let me guess - offered to pay you in full for your comment on this board!! By the way - that's the definition of deception!!
As for ...a singular break down in their process and not the norm... I would humbly like to remind you that every break down is singular and looking at number of break downs in past 3 years - I would call it a norm.
I have nothing personl against the company. They refunded my money in full as well. However, the only reason I am posting this feedback is becasue I want the future customers to know the truth that s plan is not something that can be taken to VCs. I am now working with a CPA, and yes it's costing me significantly more, who is atleast setting my valuation tables, CAP tables correctly.
My CPA looked at my bank accounts, my 3 year Tax Payments, and audited my entire financial plan before even looking at my business plan. Furthermore, he was very clear in that he will have to do extensive research to make sure that the plan is correct.
The only reason I selected s was becasue they told me that they had done 100s of plans like mine. They were familiar with VCs requirements and Level 2 plan would be a perfect plan for me.
Wow, I am amazed I thought we were the only ones that got scammed. We paid $2000 for a 27 page "business plan" full of useless numbers and completely unrealistic goal target, ect. After I tried to work it out with them, they requested a letter from the bank that clearly states loan denied based on business plan. The thing is WE WERENT LOOKING FOR A LOAN. Business plan was intended for sponsorships potentials as we have a TV Show. But even if we needed a loan, banks don't approve/deny based on any business plan, and such letter is impossible to obtain.
I was so frustrated with this company. they claim to be professionals, but based on the "work" they did its just a whole bunch of nonsense hoping that someone real dumb, and has no sense of logic in their own business, will fall for it.
Dont throw your money away.
I too came to dislike s.com. After they got the first half of the money, i got the "plan" which made no sense #'s wise and when the corrections were submitted evrything got quiet. No phone calls returned or e-mails answered. Then they took the second half. The first phone call they insisted that i had signed a contract and had no legal standing cause i got my plan as contracted . Which was untrue. There was no record of me approving the draft or a record of the post office or ups, etc delivering it. Once this was pointed out and i explained to them that i was not litigating but that i expected my AG to prosecute this is when i got my money back. It took eight months. I have to agree that this is a company to be avoided.
I like to tank each of you for taking the time to write about this company they have done many calls to try to get me to do business with them but I like to read the blog sections on what is the performance of the company when comes to what they say they do. I my self do marketing and promotions for music artist and believe me when I say this if your company names is dirty no one is going to want do business with you. That is just the nature of the load!
Plans, s, s.com and owner Howe, of , Oregon are under investigation in several states and ripped off clients are filing law suits against them, going to the BBB, attorney general and law enforcement. They're trying to get as much money out of people through high pressure sales tactics before they're shut down. You are very fortunate and smart to have avoided getting scammed. Which scammer kept calling you Howe or Rick Nischelke?
These guys are scammers and play off of hard working business people's emotions. They have a rigid templated process that will never get anyone funded. My Accountant and banker looked at the rough draft and said, you paid how much? And if thinks he's such a tough guy, he'll get what's coming to him, just wait and watch. I don't like bullies. And he's a bully. And now he has met his match. They won't be in business for much longer. You cannot simply run a company of lies and maintain that for very long. BTW, is there any information on how many of the plans they write actually get funded?
I agree with Phil and everyone else about the negative comments made about s.com I always do a search for a company with the word scam and find out whats really going on. I was so caught up with my business startup and the need for funding, I got fooled by their website and advertising and process overall that I bought into it and threw away $900. Now that could have been used for so many other important things I need right now for my business especially with the upcoming holiday season. Now I have a bunch of financials, that even if I wanted to modify myself, I cant because I cant even export them to excel from the word document they gave me. I'd have to do it myself, and after spending $900 for 27 pages of garbage. UNREALISTIC NUMBERS, FINANCIAL STATEMENTS, like everyone else has said. If you are reading this and thinking of using s.com - DO THE PLAN YOURSELF!!! I PROMISE YOU
I signed a contract with s and received unrealistic numbers and financial statements. I took the plan to a group that works with individuals to get SBA loans. They told me the numbers were very unrealistic. I complained to the individual writing the plan for me, Paige, and received and answer that completely made no sense as far as the numbers. I never received a revised draft and had to call and complain after waiting for two months!. I finally received a revision which contained the exact same information as the original draft. I spoke with and he said he would get back to me but never did. It was a simple daycare business plan and they couldn't even get it right. I spent $1200 and don't have anything. I would have been much better off purchasing Business Plan Pro or some other software for $99. They are a complete rip off!!!
These people totally copied and pasted everything I submitted them. Their writers are awful; their project managers don't provide adequate customer service; and Howe is probably one of the most pompous business owners Iv'e ever come into contact with.
I've never been so appalled - my loan officer told me the plan I submitted them was unacceptable and s refused to revise my draft to their liking. Scammers, indeed.
I just contacted s.com and I spoke with a nice lady who explain me what they offer, the price $4, 400.00 (50% at front and the other 50% at the end). Always I do researching before giving money out to a company. My present husband was scammed several times and I told him that we have to be careful. The first image of s.com was a professional company. They have so nice designed business plans online. When I started opening the samples they sent by e-mail and research for the websites mentioned in their plans, they didn't exist. I made more investigation regarding .com and scam. For sure I will not move forward with this company. Thanks for all this complaints I am able to open my eyes. I have been doing research for years after I hired a company that scammed me . Hopefully someone can stop this fraudulent companies. They still doing dirty businesses and is sad that they still in the market.
It's a shame one bad apple sheds such a dark shadow over an innovative creative little cottage industry. Not knowing that they are professionals business plan writers on the internet I found some I was interested in and did all my research just like you. I went through the same thing you did basically, passed on s and ended up going with a company i was very happy with and they brought a lot of experience and guidance. You have to take complaints on the internet with a grain of salt but when people talking class action lawsuits, fraud, and scams and over a long period of time it makes you wonder if there's some truth. I give just about everybody a chance until they prove me wrong. I'm that kinda person. What really took the cake, but I had already made my decision to say "NO", was all the employees who shared a lot of facts logically put together.
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I requested information on a business plan and was contacted by who talked fast and explained the business plan process. It was like he was rushing through his script to get to the credit card information. Like an idiot I bought into the idea of saving time and the ordeal of doing the plan on my own, and gave up my CC info and in 2 seconds the charge for half the plan was debited. I received an email a short time later from Leah Wing with the agreement. Too bad I signed it. Obviously at this point my mind is more focused on the needs of my business and being able to secure financing with a plan that is much better than I could do. Boy was I wrong. After faxing this information to them, I received an email from Paige Short - Project Lead. When we spoke I provided lots of information about the products, sent my resume, and an idea about what I wanted to do. Then I did not hear back from her for over a week. Finally I get a draft that has financials done by a 5 year old. They do not make sense at all, almost laughable by myself, let alone a lender I'd have to sit in front of and try to explain. I emailed Paige back with some estimations. First just to give you an idea. I really need about $20, 000 in funding. The plan called for $120, 000. The gross margins, revenues, net profit, cash flow, balance sheet, made absolutely no sense for my business at all. You could tell it was cookie cutter, some kind of spreadsheet that just filled in random numbers.Mind you since this was my draft, as soon as it was emailed another $450 came out of my account. And in the email was a statement saying I have 21 days to request revisions. When I emailed Paige back and advised that these were off, she said she would work on it. Then again 5 days go by and finally I get a Word Document and PDF file. The changes were barely made, if none at all. The financial statements were ridiculous and made no sense. There is no way anyone could walk into a bank and think they can get a business loan, line of credit, or request from the SBA...So the rest of the plan anyone can get from the internet basically - and even I gave them the product descriptions, my background. The executive summary is cookie cutter. The demographic research I'm sure they can afford to pay for that additional info, but most of it can be found by googling demographics in my area... as I type this I feel stupider for not even making the attempt to do this myself - lessons learned I guess, but I want anyone who even thinks of using s.com to be aware and STAY AWAY FROM THEM...once they get your money they don't even want to give you time on the phone to go over the plan revisions step by step, they just try to stay away and send emails out every few days. Or if you even mention a revision after you receive your draft, they take 4 or 5 days to make some minor changes that way those 21 days you get, go by fast!!! THE BIGGEST SCAM IS RIGHT THERE IN FRONT OF OUR EYES. The reality is is that no one else knows what kind of plan someone else gets so they just think they are the only one, or don't understand how it's like every other plan more than likely. And the financial statements MAKE NO SENSE AT ALL - you are better off going to an SBA or Business Workshop and taking the time to write your own plan at least that way it will be the way YOU NEED IT AND PLAN IT TO BE. I will never again pay someone else to do something like this again.
My experience was just like the above I guess you get what you pay for, the thing that really pisses me off is that I thought that I was getting a deal and in the end I am worse off then when I started!
Sorry you didn't have a good experience.. I used them on one of my busineses and had no issue. I went back to them to get 35k in funding and the bank was impressed at the depth of the plan. I have worked with Paige on two projects and she has always been responsive. Paige took the time and got her financial modeler on the line and he explained it to me so I could fill in any questions the bank had. I not saying you didn't get the service you paid for.. I am just giving you my experience.
Regards,
you sound like . "Heli Fed-Up" get it! You also posted this same post on the internet in other places. The proof is always in the facts. s.com has the worse Better Business Bureau track record in the industry, has multiple complaints with the Oregon Secretary of State, and isn't being accused of just poor work but of scamming, ripping-off clients and breaking the law.
There's literally hundreds of posts from unhappy clients online (ComplaintsBoard & RipOffReport) not just claiming poor service but fraud, class action lawsuits, fake endorsements, s is a scam, fraudulent sales practices, Better Business Bureau complaints and complaints filed with the Oregon Attorney General's office. Most can't be faked but are real, documented actions against the company from ex-clients that PROVE wrong doing and have been brought to the attention of authorities.
And "helifed" you are the ONLY person to have posted anything positive about s online since they began operation 6 years ago. Go figure?
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masterbusinessplan.com www.masterbusinessplan.com, masterbusinessplan.com Ongoing Fraud Will Be Stopped. Ripping off innocent entrepreneurs with a complete lie. This has been going on for 5 plus years. Time to stop.
www.masterbusinessplan.com owners and , along with and have been defrauding entrepreneurs seeking business plan writing services for over five years and millions of dollars.
They say on their website that MBAs and Masters level writers will be working on your business plan as a team. these people do not exist.
As quoted from website:
"You'll have an MBA in Finance doing the numbers, a Master of English writing the prose, and an MBA in Marketing creating your marketing strategy."
Where are these people? Not here:
http://www.masterbusinessplan.com/company.html
If they did exist wouldn't the company back that up?
masterbusinessplan.com was listed on the Inc. 500 list as one of the fastest gowing companies in the USA based upon this lie. I bet Entrepreneur magazine would like to hear about this along with Al Pacino, who's listed on their site as a reference. Did they really work with Al Pacino? Does Al Pacino know they're using his image and reference to scam people. does know she's contributing, unknowingly, to this scam by giving her endorsement? her website http://abcdftfhgh.com/ doesn't even exist anymore.
If any people out there have been ripped off contact me at (((ROR redacted))) with information to help stop this fraud.
This ongoing www.masterbusinessplan.com fraud has been going on for some time now and is about to be stopped. Let's protect other aspiring business owners from getting taken advantage of and help those who've already been scammed.
Where did this fabricated version of masterbusinessplan come from? http://mp.businessplan.com/company.html. Another version of the same masterbusinessplan.com scam.
On and on the scam goes.Gee “”, Thanks for the “factual update”.
It’s so refreshing to come across yet another conscientious citizen who has nothing to gain (or no axe to grind) by disparaging other peoples good names.
And being such a “solid citizen” and “crusader for good” for the masses, it’s odd that you would feel the need to post this type of hate mail anonymously. If you are being 100% truthful (and of course how could anyone ever doubt your credibility), then why did you redact your contact number? Why operate under a fictitious name?
It’s odd that you never mentioned actually doing business with masterbusinessplan, yet you claim to have all of this “insider information”. I find it hard to believe that someone who has never had a disappointing experience with a firm would take the time or effort to write such a defaming post. And if you did, you would already have mentioned it in your post, unless of course there was another reason for doing so.
That plus your claim (or insinuation at the very least) of insider information about the company, would lead any thinking individual to conclude that your efforts must fall into one of two categories. Either you are a competitor. Or you are a disgruntled ex-employee that probably lost your job on less than congenial terms.
Regardless of which camp you fall into, your credibility and banner of nobility for your efforts is totally suspect. In either case, please take your little vendetta and crawl back into the hole you crawled out of. No one cares about your delusions of self importance or your personal agenda.
It’s a sad world that we live in when anyone can post an accusation (from hiding) about anyone they choose, without having the guts or integrity to accuse someone of wrongdoing right to their face. Have you ever considered therapy “”???
Signed,
Brother
(see, I don't have to prove that either do I? Kind of proves the point doesn't it!)
, I have read about masterbusinessplan.com and it does have a great reputation. I know people like you who can spread the negativity. Yes they are listed in Entpreneur. I have their article. They helped a farm raise 22 million dollars in 5 years. Score officials know them. The BBB knows them. , if you expect things to happen to you in moments, then I would suggest you are an idiot and a bigot and not just that, you are stupid too. No one means no one can get results in days. It takes years before something can be achieved. Fools like you should be shot in the head twice.
Everything that "" wrote in his post about www.masterbusinessplan.com and in , Oregon is true. AND it's very easy to prove. Simply contact me and I'll provide you with all the third party information that proves it or I can tell you where to go to figure it out yourself. Or just double check the information provided. It’s all right there. And it’s all provable FACTS.
I worked at masterbusinessplan.com for over a year feeling sick to my stomach everyday once I learned the salespeople lie, the website lies, everything about the company was a lie and all I saw was the owners buying new luxury cars and houses. They would walk around laughing about how the clients are stupid and they (the owners) ripped them off good. Bragging about how much they “took” each client for. Salespeople laughing about scamming clients out of their money. I got out as soon as I could.
masterbusinessplan and know the truth that's why (or whomever he asked) wrote a rebuttal threatening to SHOOT IN THE HEAD TWICE!!!!!! threatened to kill somebody. Now does that sound like an honest person or someone trying to cover up breaking the law? Desperate times call for desperate measures, right ? Can’t sleep at night can you?
Any legitimate and reputable company can easily provide factual information to respond to a complaint. masterbusinessplan on the other hand threatens to shoot someone in the head TWICE.
I worked at www.masterbusinessplan.com for over a year
I use to work at www.masterbusinessplan.com
you are weird
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